Hard Money

Self-Directed IRAs for Real Estate Investment – Pros, Cons and Pitfalls

Unlocking the potential of self-directed Individual Retirement Accounts (IRAs) for real estate investment can be a game-changer in diversifying your retirement portfolio. However, like any financial strategy, it comes with both advantages and pitfalls. In this article, we’ll explore the benefits and drawbacks of using self-directed IRAs to fund real estate investments, shedding light on […]

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Avoiding Driving Off of the Emotional Attachment Cliff in Real Estate Investing

Stepping into the world of real estate investing is like entering a thrilling adventure, but for newbies, the journey often gets tangled between excitement and strategic decision-making. It is common for emotion to accompany a deal, but emotion can be speedbump as well as a turbocharger.  There are a lot of good ways to buffer

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Hiring a Property Manager – An Essential Part of Building Your Team

Real estate is an exciting journey filled with promises of financial growth and lasting success.  Buying the investment property, however, is only the first step in being a landlord.  A large part of any investor analysis should be the decision on property management.  Doing it yourself can work, but many times, hiring a property manager

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Hard Money Unveiled: Dispelling the ‘Free-for-All’ Myth

As real estate investors increasingly turn to hard money lending for its perceived flexibility, it’s crucial to dispel a common misconception – that these loans come with minimal requirements or guidelines. This misunderstanding often leads investors to take a lax approach, demanding terms without providing essential information for proper assessment. As a veteran broker, I

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Blanket Loans – The Woobie of Investment Real Estate Lending?

Growing a real estate portfolio inherently means acquiring properties.  With that growth means increased administrative costs of individual loans for each property.  What if you could finance multiple properties under one single loan and minimize the administrative requirements.  With a blanket loan, you can do this.  Simplicity, however, has some costs and trade-offs and investors

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Red Flags to Spot When Buying an Investment Property – Part 2 – Market Issues

In part one of this series, we covered red flags specific to the property, i.e. from the walls in.  These are not the only source of red flags for investors, however, and every real estate investor should also consider the area and the conditions in a market.  Often a good deal can tarnish if the

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Red Flags to Spot When Buying an Investment Property – Part 1 – Property Issues

Embarking on a real estate investment journey is akin to setting out on a complex adventure, replete with potential challenges that demand acute awareness. These issues or red flags should move front and center in any analysis of a potential investment property purchase as they will have the greatest impact on a deals viability.  Categorically,

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A Quick Guide to Refinancing Investment Properties – Five Scenarios to Consider

Landlords face a myriad of financial decisions in managing a investment real estate portfolio. Among these, the strategic use of refinancing emerges as a powerful tool to optimize returns and secure long-term profitability. In my experience, there are five key situations where refinancing an investment property can be a strategic move.  While cash flow is

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Investment Real Estate Lending Rates – Hard Money Versus Conventional

For real estate financing, investors have two primary options: conventional loans and hard money loans. These financial instruments cater to diverse needs, with conventional loans emanating from traditional financial institutions and hard money loans representing a more dynamic and private sector. To determine the best option, investors need to understand the intricacies of hard money

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Decoding Non-Recourse Loans: A Primer for Aspiring Investors

When it comes to financing in the realm of real estate, terms like “non-recourse loans” often pop up, leaving many wondering about their intricacies. In this article, we’ll embark on a journey to demystify non-recourse loans – what they are, how they differ from recourse loans, and whether they’re a boon or a bane for

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