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Lowered Mortgage Insurance Premium Means Savings and Affordability for Many Borrowers

By Douglas Katz – 02/22/23 There was big news earlier in the week for VA Loans and today The White House released a press release that FHA will be providing similar pricing relief through a reduction in the Mortgage Insurance Premium (MIP) that it charges borrowers.  The reduction will lower FHA borrower costs reduce “by […]

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Mortgage Market Update – Rates Continue Downward Trend and Many Mortgages Just Got Cheaper for a Different Reason

By Douglas Katz – 1/20/23 Per Freddie Mac: As inflation continues to moderate, mortgage rates declined again this week. Rates are at their lowest level since September of last year, boosting both homebuyer demand and homebuilder sentiment. Declining rates are providing a much-needed boost to the housing market, but the supply of homes remains a

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Upcoming Mortgage Changes and Considerations for 2023

By Douglas Katz – 01/05/2023 Well, we are officially in the new year and the mortgage industry is expected to see some changes that can impact potential deals.  Because divorcing borrowers already have complex situations, couples facing a split should pay special attention to the changes both good and bad.  Here are some highlights that

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Mortgage Market Update – Downward Mortgage Rate Trend Continues

By Douglas Katz – 12/9/2022 From Freddie Mac: Mortgage rates decreased for the fourth consecutive week, due to increasing concerns over lackluster economic growth. Over the last four weeks, mortgage rates have declined three quarters of a point, the largest decline since 2008. While the decline in rates has been large, homebuyer sentiment remains low

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Do The Volatile Markets Have You Thinking About Precious Metals? Check Out My Last Show

When markets plummet, there is generally a flight to safety.  Among the “safe” investments is the precious metals market as a good hedge to preserve wealth, but this is not a move that you should undertake in an uninformed or frivolous manner.  There is a lot to know.  Getting started can be the toughest part, but

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